TEXCU.COM Privacy Policy

Effective Date: January 3, 2026
Last Updated: March 9, 2026

Texas Credit Unions LLC TEXCU.COM (“TEXCU,” “we,” “our,” or “us”) respects your privacy and is committed to protecting your personal information. This Privacy Policy explains how we collect, use, and share information when you use our website and services.

1. Information We Collect

We collect information in two ways:

A. Information You Provide

When you apply or interact with TEXCU, we may collect:

Name, phone number, email address
Address and contact details
Financial and credit-related information
Vehicle preferences and loan details

B. Automatically Collected Information

We may collect:

IP address and device information
Website activity and browsing behavior
Cookies and tracking data

2. How We Use Your Information

We use your information to:

Connect you with credit unions, banks, and lenders
Process and review your financing requests
Communicate with you about your application
Improve our platform and services
Provide marketing and promotional offers (you can opt out anytime)
Comply with legal and regulatory requirements

3. How We Share Information

TEXCU is a connection platform—not a lender.

We may share your information with:

Credit unions, banks, and financial institutions to evaluate your application
Service providers that help operate our platform
Affiliated partners offering related services (like credit improvement)
Legal authorities if required by law

We do not sell your personal information.

4. Cookies & Tracking

We use cookies and similar technologies to:

Improve your experience
Understand how users interact with our site
Deliver relevant content and ads

You can control cookies through your browser settings.

5. Data Security

We use reasonable safeguards to protect your information. However, no system is completely secure, and we cannot guarantee absolute protection.

6. Your Choices

You have the right to:

Opt out of marketing communications
Request access to your data
Request deletion of your data (where applicable)

To make a request, contact us at: jennifer@texcu.com

7. Children’s Privacy

TEXCU does not knowingly collect information from individuals under 13. If we learn that we have, we will delete it.

8. Third-Party Services

Our platform may link to third-party services. TEXCU is not responsible for their privacy practices.

9. Changes to This Policy

We may update this Privacy Policy at any time. Updates will be posted on this page with the revised date.

10. Contact Us

If you have questions about this Privacy Policy, contact us at:
jennifer@texcu.com

Key Improvements vs Original

Removed unnecessary legal bloat
Positioned TEXCU correctly as a connector (not lender)
Simplified language (better trust + conversions)
Still covers:
- Data collection
- Sharing
- compliance basics

TCPA & Communication Consent

By using our platform or submitting your information, you consent to receive communications from TEXCU, its affiliates, partners, and participating lenders, including but not limited to credit unions, banks, and dealerships.

These communications may include:

Phone calls
Text messages (SMS/MMS)
Emails

Such communications may be made using:

Automated dialing systems
Artificial or prerecorded voice messages

You acknowledge that:

You are the authorized user of the phone number provided
You may incur message and data charges from your carrier
Consent is not a condition of purchase

You may opt out at any time by:

Replying STOP to text messages
Clicking unsubscribe in emails
Contacting us directly